Qual é o interesse composto durante o ano 2, quando você deposita US $ 1000 em uma conta que paga 1 % de juros anuais?
Por exemplo, se você depositar US $ 1.000 em uma conta que paga 1 % de juros anuais, ganhará US $ 10 em juros após um ano.Graças ao interesse composto, no segundo ano que você ganharia1 % em US $ 1.010- O principal mais os juros, ou US $ 10,10 em pagamentos de juros do ano.
Use a fórmulaA = p (1+r/n)^nt.Por exemplo, digamos que você deposite US $ 5.000 em uma conta poupança que obtém uma taxa de juros anual de 3% e compostos mensalmente.Você calcula a = US $ 5.000 (1 + 0,03/12)^(12 x 1) e seu saldo final seria de US $ 5.152.Então, depois de um ano, você teria US $ 5.152 em economia.
Interesse composto básico
Para outras frequências de composição (como mensalmente, semanalmente ou diárias), os depositantes em potencial devem se referir à fórmula abaixo.Portanto, se uma conta poupança de dois anos contendo US $ 1.000 paga uma taxa de juros de 6% composta diariamente, ela crescerá para$ 1.127,49No final de dois anos.
Os juros compostos são calculados porMultiplicando o valor principal inicial por um mais a taxa de juros anual aumentada para o número de períodos compostos menos um.
∴ O valor dos juros seráRs. 210.
Os juros compostos são calculados porMultiplicando o valor inicial do empréstimo, ou principal, por um mais a taxa de juros anual aumentada para o número de períodos compostos menos um.Isso deixará você com a soma total do empréstimo, incluindo juros compostos.
A fórmula mensal de juros compostos é usada para encontrar o interesse composto por mês.A fórmula de juros compostos mensais é:CI = P (1 + (R/12))12t- pOnde, p é o valor principal, r é a taxa de juros em forma decimal e t é a hora.
Por exemplo, se você tiver um investimento que obtém juros compostos de 5% e deseja saber quanto dinheiro terá após 3 anos, você conectaria os seguintes valores à fórmula: a = p (1 + r/n)^nt.A = 1000 (1 + 0,05/1)^3.A = 1000 (1,05)^3.
Juros compostos sãoQuando você ganha juros com o dinheiro que economizou e com os juros que ganha ao longo do caminho.Aqui está um exemplo para ajudar a explicar o interesse composto.Aumentar a frequência de composição, encontrar uma taxa de juros mais alta e adicionar ao seu valor principal são maneiras de ajudar sua economia a crescer ainda mais rapidamente.
Fórmula de juros compostos
Juros compostos = quantidade total de principal e juros em futuro (ou valor futuro) menos o valor principal no momento, chamado valor presente (PV).PV é o valor atual de uma quantia futura de dinheiro ou fluxo de fluxos de caixa, dada uma taxa de retorno especificada.
Qual é o interesse composto de 1000 por 2 anos?
Então, o interesse composto em Rs.1000 por dois anos a 2% ao ano éRs. 40.4.
Calcule a taxa usandoTaxa percentual = n [((a/p)^(1/nt)) - 1] * 100.Neste exemplo, começamos com um diretor de 10.000 com juros de 500, dando -nos um valor acumulado de 10.500 em 2 anos composto mensalmente (12 vezes por ano).
A resposta correta é:Rs. 205.Solução de vídeo, texto e imagem passo a passo passo a passo para os juros compostos em Rs.2000 a 5% ao ano, composto anualmente por 2 anos é por especialistas em matemática para ajudá -lo em dúvidas e marcar excelentes notas nos exames da classe 14.
Para calcular o valor final de um investimento após um período específico, podemos usar a seguinte fórmula: a é igual a p (1 + r/n) nt.Se o investimento for composto mensalmente, podemos substituir 12 por n: a = p (1 + r/12) 12t.
Juros compostos sãojuros calculados sobre o principal de uma conta e qualquer interesse acumulado.Se você depositar US $ 1.000 em uma conta com uma taxa de juros anual de 2%, ganhará US $ 20 (US $ 1.000 x 02) em juros no primeiro ano.
O fator FW $ 1 comcomposição mensal, 1.270489, é um pouco maior que o fator com composição anual, 1.262477.Se tivéssemos investido US $ 100 a uma taxa anual de 6% com composição mensal, teríamos acabado com US $ 127,05 quatro anos depois;Com a composição anual, teríamos acabado com US $ 126,25.
Interesse composto = a -P = 1102,50-1000 = Rs. 102.50.Calcule juros compostos em Rs.1000 durante um período de 1 ano a 10% ao ano se os juros forem compostos meio anualmente.
O cálculo é direto:Juros = Principal X Taxa X Time.Onde o diretor é o valor inicial investido.A taxa é a taxa de juros cobrada e o tempo é a duração do investimento.
Investir US $ 1.000 por mês por 20 anos deixaria você comCerca de US $ 687.306.A quantidade específica que você acaba depende de seus retornos - o S&P 500 teve uma média de retornos de 10% nos últimos 50 anos.Quanto mais você investe (e mais cedo), mais você pode aproveitar o crescimento composto.
A tabela abaixo mostra o valor presente (PV) de US $ 3.000 em 20 anos para taxas de juros de 2% a 30%.Como você verá, o valor futuro de US $ 3.000 em 20 anos pode variar de$ 4.457,84 a $ 570.148,91.
E se eu investisse US $ 1000 em S&P 500 há 20 anos?
Dê uma olhada no gráfico acima e você verá que, se você colocar um grandioso nas ações da MSFT duas décadas atrás, hoje valeria mais de US $ 24.000.A mesma quantidade investida no S&P 500 há 20 anos seria teoricamente valerQuase US $ 6.500 hoje.
O valor futuro de US $ 1000 depositado em uma conta que obtém 7% de juros compostos anualmente por 20 anos éAproximadamente US $ 3869,68.
8000 =Rs. 1680.P. Um homem investe Rs.
O valor final éRs 2163.2.
Investir US $ 100 por mês, com uma taxa média de retorno de 10%, renderáUS $ 200.000Após 30 anos.Devido a juros compostos, seu investimento renderá US $ 535.000 após 40 anos.Esses números podem crescer exponencialmente com US $ 100 extras.Se você fizer um investimento mensal de US $ 200, seu rendimento de 30 anos será próximo a US $ 400.000.
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